The 3 Top Business Credit Cards With EIN Only
There are many business credit cards available, but not all of them are issued based on the company’s Employer Identification Number (EIN) only, most ask for business owners credit history or more. Although you might be skeptical thinking that there’s no way this can be possible, here are three popular business credit cards with EIN only:
Chase Ink Business Cash Card: This card is designed for small businesses and offers a $750 bonus cash back when you spend $7,500 within the first three months of account opening. The great thing is that It has no annual fee and offers cash back on purchases in various categories, such as office supplies, internet, cable, and phone services.
American Express Blue Business Plus: This card also offers many good perks like 2X Membership Rewards points on the first $50,000 spent each year and 1X point thereafter. One of its great advantages is that It has no annual fee and offers various benefits, such as travel accident insurance, purchase protection, and extended warranty coverage.
Capital One Spark Classic for Business: If your businesses has average credit this card is great for this, and offers 1% cash back on all purchases. It also has no annual fee and offers benefits, such as free employee cards, fraud liability protection, and year-end summaries.
It’s important to note that credit card offers are subject to change, so it’s always a good idea to do your own research and compare the features and benefits of different cards before choosing the one that’s right for your business.
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First card with EIN only is the Chase Ink Business Cash Card, which is one of the top cards that offers a great range of benefits for owners of small businesses. One of the key features that this card has is it’s welcome bonus, which consists of a $750 cash back. In order to receive this perk is to spend $7,500 on any purchases during the first three months from opening the account. This can be boost making it possible to use for anything the business needs or wants.
We now come to the Cash Back Rewards, it offers cash back rewards on various categories, including 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. You’ll also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and 1% cash back on all other purchases. My favorite part of this card is that it has No Annual Fee which makes it a great choice for small business owners who want to earn rewards without incurring additional costs.
You can add Employee Cards to your account for free, and you can set individual spending limits for each employee. This can help you keep track of your business expenses and make it easier for your employees to make purchases on behalf of your business. The Chase Ink Business Cash Card also offers travel benefits, including primary rental car insurance when you rent a car for business purposes with the card, and travel and emergency assistance services.
Overall, the Chase Ink Business Cash Card is a great choice for small business owners who want to earn cash back rewards on their business purchases, without incurring an annual fee. With its generous welcome bonus, cash back rewards program, and travel benefits, this card is a great option for business owners who want to maximize their rewards and save money on business expenses.
Our second card is The American Express Blue Business Plus credit card, this one too is a card with EIN only, a popular choice for small business owners interested to earn rewards on their business purchases. Some of the key features and benefits of this card incorporate a Rewards Program that allows you to earn 2x Membership Rewards points on the first $50,000 spent each year and 1x point thereafter. Membership Rewards points can be redeemed for travel, merchandise, and more. Another great Perk is that it also is a No Annual Fee card, perfect to earn rewards without incurring additional costs.
Currently the card offers a Welcome Bonus of 15,000 Membership Rewards points after you spend $3,000 in the first 3 months of account opening. For those looking for a great introductory APR, it offers a 0% introductory APR on purchases for the first 12 months from account opening. This can help you finance larger purchases or pay down existing balances without incurring interest charges.
Another great perk it that this card is eligible for Amex Offers, which are targeted discounts and rewards on purchases at select retailers. It also offers additional benefits such as travel accident insurance, purchase protection, and extended warranty coverage.
All in all, the American Express Blue Business Plus credit card is a great choice for business owners who want to earn rewards on their business purchases without incurring an annual fee. With its rewards program, welcome bonus, 0% introductory APR, and other benefits, this card can help you maximize your rewards and save money on business expenses.
Lastly we can’t forget The Capital One Spark Classic for Business credit card is designed for businesses with average credit, and also another of the credit cards with EIN only, and it offers several benefits that can help you manage your expenses and earn rewards. It’s Rewards Program offers 1% cash back on all purchases, which can be redeemed for statement credits, gift cards, or other rewards. As for an annual fee, The Spark Classic card has No Annual Fee Saving money for the business and earning rewards along the way.
A convenience this card offers is that If you make your first five monthly payments on time, you may be eligible for a Credit Line Increase. A great deal if you want to broaden your financial options. It also offers fraud Liability Protection, which means you won’t be held responsible for fraudulent charges on your card. As with other cards you can add Employee Cards to your account for free, and you can set individual spending limits for each employee. This can facilitate tracking business expenses and allowing business purchases by your employees. Speaking of managing your business more easier, the Spark Classic card offers Year-End Summaries, which can help you keep track of your expenses for tax purposes.
Overall, the Capital One Spark Classic for Business credit card is a good option for small business owners with average credit who want to earn rewards and manage their expenses. With its cash back rewards program, no annual fee, credit line increase, fraud liability protection, and other benefits, this card will be a great option for any savvy business.
In conclusion,these are the 3 top Business credit cards with EIN only, you don’t have to compromise on your personal credit score or provide extra information to get a business credit card. These three reputable options only require your company’s EIN to apply.